Posts Tagged: credit score

How to Use Your Rent Payments to Boost Your Credit Score
How to Use Your Rent Payments to Boost Your Credit Score

How to Use Your Rent Payments to Boost Your Credit Score

  |   By AuthorMy First Apartment
By Christine DiGangi One of the many reasons someone might look at your credit scores is to figure out if you’re likely to repay any money you borrow, so you’d think having a history of paying a huge monthly bill on time would be good for your credit. But in many cases, one of the…
Countdown to Your First Apartment: 3 Steps to Get Ready
Countdown to Your First Apartment: 3 Steps to Get Ready

Countdown to Your First Apartment: 3 Steps to Get Ready

  |   By AuthorMy First Apartment
If you’ve never lived in an apartment of your own, there’s actually a lot to prepare for – it’s not simply a question of moving in. In this three-part series, we’ll give you the tips and insight you need from start to finish. First, we’ll tell you how to get ready for your search. Second,…
Credit Score Traps – And How to Avoid Them
Credit Score Traps – And How to Avoid Them

Credit Score Traps – And How to Avoid Them

  |   By AuthorMy First Apartment
What can affect your credit score? You may be surprised.  Of course, delinquent payments ding it, but even if you have been a completely reliable consumer and paid every single bill,  there are still other traps that can adversely affect your credit score. Alex and I learned this when we recently decided to look for a condo and…
The Latest Scoop on Renting and Your Credit Score
The Latest Scoop on Renting and Your Credit Score

The Latest Scoop on Renting and Your Credit Score

  |   By AuthorMy First Apartment
Whether you like it or not, your credit score affects your renting capability. The higher your score, the more likely you are to get a place, and the lower the score, the fewer options you’ll have. We’ve touched on this before: Alissa wrote about credit scores for renters, and I recently wrote about how to…
How to Raise Your Credit Score
How to Raise Your Credit Score

How to Raise Your Credit Score

  |   By AuthorMy First Apartment
Last week, as part of our new year’s resolution coverage, I talked about how to check your credit report. I suggested that getting the score itself is not as important, as long as the report is error-free. But let’s say you went ahead and spent the seven dollars to get your score and it was…
New Years Resolutions, Part 2: Get Your Credit Report Checked
New Years Resolutions, Part 2: Get Your Credit Report Checked

New Years Resolutions, Part 2: Get Your Credit Report Checked

  |   By AuthorMy First Apartment
Last week, I made some modest New Year’s resolutions suggestions. This week, I’m covering the big papa, the thing you’ve been meaning to do for years. The credit report. Everyone tells you it’s important to have good credit. But how can you have good credit if you haven’t even seen your report? You’ve got to…
What Kind of Credit Score do you Need to Rent an Apartment?
What Kind of Credit Score do you Need to Rent an Apartment?

What Kind of Credit Score do you Need to Rent an Apartment?

  |   By AuthorMy First Apartment
One of the most common questions MyFirstApartment has received has been about credit scores — how high do scores need to be and how can you get a higher score?   As you may or may not know, there are three online sites that required by law to give you a free credit report once…