Posts Tagged: budgeting

How to Apply for Apartments if Your Income Changes
How to Apply for Apartments if Your Income Changes

How to Apply for Apartments if Your Income Changes

  |   By AuthorMy First Apartment
If your income has drastically changed, you may have to move to a more affordable apartment. However, when applying to rent an apartment, you will usually need to show your income to prove that you can afford the rent. Given this obstacle, how can you relocate with a significant decrease in your budget? Here are…
Why Are Meal Kits So Popular With Apartment Dwellers?
Why Are Meal Kits So Popular With Apartment Dwellers?

Why Are Meal Kits So Popular With Apartment Dwellers?

  |   By AuthorMy First Apartment
Over the past few years, meal kits have become increasingly popular with apartment dwellers. According to one study, millennials are the top generation buying these meal delivery and preparation services (and using the Internet for cooking advice). Here’s what meal kits are and why they’re so popular with apartment dwellers. What are meal kits? Meal…
What Is Net Effective Rent?
What Is Net Effective Rent?

What Is Net Effective Rent?

  |   By AuthorMy First Apartment
If you are currently searching for a new apartment, it’s possible to come across listings that offer a month or two of free rent. While it may be exciting to see discounted rent, you should be aware of the potential long-term consequences of short-term cheaper rent. Below, learn all about discounted apartment rent, often called…
Four Easy Summer Meals That Fit Your Grocery Budget
Four Easy Summer Meals That Fit Your Grocery Budget

Four Easy Summer Meals That Fit Your Grocery Budget

  |   By AuthorMy First Apartment
Everyone has recurring fixed expenses in their budget, especially first-time apartment dwellers learning to balance life costs. Among these costs, keeping track of food can be tricky. It’s tempting to save time and order delivery or takeout, but that’s always more expensive than using your groceries to make a home-cooked meal. Yes, food is a…
How Can You Get Rent or Mortgage Relief Despite the CARES Act Expiring?
How Can You Get Rent or Mortgage Relief Despite the CARES Act Expiring?

How Can You Get Rent or Mortgage Relief Despite the CARES Act Expiring?

  |   By AuthorMy First Apartment
Starting Aug. 24, the CARES Act will stop shielding millions of renters from eviction. On July 31, jobless workers stopped receiving $600 weekly enhancement benefits. President Trump has issued a memorandum lowering the unemployment benefit to $400 a week, but some people may not receive the payments for weeks. Additionally, underfunded states may not have…
How to Safely Buy Furniture on Online Marketplaces
How to Safely Buy Furniture on Online Marketplaces

How to Safely Buy Furniture on Online Marketplaces

  |   By AuthorMy First Apartment
Online marketplaces are a convenient source for finding a bargain and buying affordable furniture and other home goods. Unfortunately, if you’re not careful during the purchase and exchange process, you might find yourself facing scams and dangerous situations. Here are a few ways to ensure your safety when buying furniture online. Research the item To…
How to Have a Social Life on a Budget
How to Have a Social Life on a Budget

How to Have a Social Life on a Budget

  |   By AuthorMy First Apartment
Life as a financially independent, stable adult means always being able to pay your monthly bills. When these financial obligations take priority, you may have to cut back on other costs that aren’t obligatory. For many people, these cutbacks can impede social life spending. But you can still easily have a social life on a…
How To Plan (And Stick To) A Food Budget
How To Plan (And Stick To) A Food Budget

How To Plan (And Stick To) A Food Budget

  |   By AuthorMy First Apartment
Life without food wouldn’t just be literally impossible – it would be really boring. Three good meals a day aren’t just vital to your health, but a good meal can also be a highlight of your day. Not everyone, though, can easily afford the groceries involved in making an extravagant dish – or buying one…
How to Get COVID-19 Utility Relief: Three Examples
How to Get COVID-19 Utility Relief: Three Examples

How to Get COVID-19 Utility Relief: Three Examples

  |   By AuthorMy First Apartment
The COVID-19 pandemic has resulted in massive levels of unemployment, in turn dramatically shrinking the budgets of many apartment dwellers. To save money, some people may change their heating or air conditioning use habits, but if your financial situation requires you to scale back on utility spending more urgently, you may have other options. Many…
How Can You Get COVID-19 Rent or Mortgage Relief?
How Can You Get COVID-19 Rent or Mortgage Relief?

How Can You Get COVID-19 Rent or Mortgage Relief?

  |   By AuthorMy First Apartment
During the two months of the COVID-19 pandemic, stay-at-home orders necessary for public health and safety have resulted in massive unemployment, in turn affecting apartment renters’ and owners’ budgets. Rent and mortgage payments become considerably tougher to pay without income, and though there were some federal interventions to delay evictions and foreclosures at the start…