Posts Tagged: budgeting

How Does the Coronavirus Stimulus Package Address Mortgage Relief?
How Does the Coronavirus Stimulus Package Address Mortgage Relief?

How Does the Coronavirus Stimulus Package Address Mortgage Relief?

  |   By AuthorMy First Apartment
On March 27, President Trump signed a $2 trillion coronavirus stimulus package that provides financial relief for individuals, small businesses, state and local governments, and other entities. Included in the package are significant mortgage relief options for apartment owners who are at least temporarily unable to make their usual monthly payments. Here’s everything you need…
Pros and Cons: Living in a Doorman Building
Pros and Cons: Living in a Doorman Building

Pros and Cons: Living in a Doorman Building

  |   By AuthorMy First Apartment
In our Pros and Cons series, we weigh the advantages and disadvantages of important decisions that apartment dwellers are making every day. As luxury rentals and mixed-use developments become more common in the U.S., doorman buildings have also become more abundant. In these buildings, a doorman greets you as you enter, though the term “doorman”…
What If I Can’t Pay My Rent or Mortgage Due to Coronavirus?
What If I Can’t Pay My Rent or Mortgage Due to Coronavirus?

What If I Can’t Pay My Rent or Mortgage Due to Coronavirus?

  |   By AuthorMy First Apartment
Over the past two weeks, the COVID-19 pandemic has at least temporarily shuttered a wide variety of small businesses, especially those in the restaurant, nightlife, hospitality, beauty, and entertainment industries. In turn, millions of people have been left with no source of income, and if you’re one of these people, you might be struggling to…
Dorm vs. Off-Campus Apartment: The Ultimate Student Guide
Dorm vs. Off-Campus Apartment: The Ultimate Student Guide

Dorm vs. Off-Campus Apartment: The Ultimate Student Guide

  |   By AuthorMy First Apartment
Before each year of your college education starts, you’re faced with a choice that will completely shape your experience: Do you live in a dorm or rent an off-campus apartment? It’s a decision that millions of students nationwide make every year, yet it’s a question that usually results in intense consideration. Below, find the ultimate…
When Is Your Rent a Tax Write-Off?
When Is Your Rent a Tax Write-Off?

When Is Your Rent a Tax Write-Off?

  |   By AuthorMy First Apartment
If there’s one thing that most people living in rental apartments can agree on, it’s that the monthly rent tends to feel like a hefty financial burden. Starting your lease at certain times of the year is one way to help lower your rent, but some renters can use their rent payments to save money…
Your Hassle-Free Electricity Budgeting Checklist
Your Hassle-Free Electricity Budgeting Checklist

Your Hassle-Free Electricity Budgeting Checklist

  |   By AuthorMy First Apartment
Modern life simply isn’t possible without electricity, but power for your apartment doesn’t come for free. Monthly electric bills are an inescapable part of apartment living, but that doesn’t mean you can’t cut some simple corners to lower the amount you pay. With the five tips in this hassle-free electricity budgeting checklist, you can easily…
Why Moving With Debt Isn’t Right For Everyone
Why Moving With Debt Isn’t Right For Everyone

Why Moving With Debt Isn’t Right For Everyone

  |   By AuthorMy First Apartment
Rent payments tend to comprise a massive chunk of the average person’s budget. If you’re looking to move into your first apartment, your rent payments might feel like even more of a strain on your finances if you’re also paying off debts such as student loans, an auto loan, or credit card debt. Thus, if…
Should You Rent-to-Own or Just Rent? Pros and Cons
Should You Rent-to-Own or Just Rent? Pros and Cons

Should You Rent-to-Own or Just Rent? Pros and Cons

  |   By AuthorMy First Apartment
To some people eager to own their first apartment, it may seem like there’s no easy purchase option without putting down cash or getting a mortgage. Rent-to-own apartments offer a solution. At the end of an apartment rental lease, the tenant has the option to buy the apartment for a predetermined price fixed in the…
Here’s Your Ultimate First Apartment Utility Budgeting Checklist
Here’s Your Ultimate First Apartment Utility Budgeting Checklist

Here’s Your Ultimate First Apartment Utility Budgeting Checklist

  |   By AuthorMy First Apartment
Winter has already arrived in most of the U.S. That means increased utility bills as you try to keep your apartment properly warm while the temperature outside dips below freezing. If you’re living on a budget, this bump in utility bills might cause you some stress, but with this ultimate first apartment utility budgeting checklist,…
Five Ways to Save on Your Winter Heating Bill
Five Ways to Save on Your Winter Heating Bill

Five Ways to Save on Your Winter Heating Bill

  |   By AuthorMy First Apartment
When it’s cold out, few things compare to the rush of warmth that passes through you as you step into your apartment from the outside world. Keeping your apartment’s temperature bearable tends to get a bit pricey, but if you cherish warmth, you’re likely OK with your winter utility costs going up just a bit.…