Posts Tagged: budgeting

Should You Give Up Cable? Pros and Cons to Cutting the Cord
Should You Give Up Cable? Pros and Cons to Cutting the Cord

Should You Give Up Cable? Pros and Cons to Cutting the Cord

  |   By AuthorMy First Apartment
All your bills come under greater scrutiny once a good chunk of your budget begins to go toward the rent. If you’re new to renting, it’s only natural to examine your other bills to see where you can reduce your costs. There are plenty of small things you can do to reduce that monthly burden,…
Which TV Subscription Service Should You Pick?
Which TV Subscription Service Should You Pick?

Which TV Subscription Service Should You Pick?

  |   By AuthorMy First Apartment
When it comes to cutting the cord, there’s a lot to think about. Is it really cheaper (yes, it is)? Will I miss cable TV? Which TV subscription service should I use? Thankfully, there’s a way to decide that last question. With so many TV subscription services out there, you may be lost in a…
7 Things You Need To Know About Rent-To-Own Condos
7 Things You Need To Know About Rent-To-Own Condos

7 Things You Need To Know About Rent-To-Own Condos

  |   By AuthorMy First Apartment
This post was originally published on our sister site, MyFirstCondo.com. Home sales are still below the peak reached before the housing bubble burst in 2008, and many Millennials are still reluctant to buy their first home, choosing instead to rent or live with family and save for the future. This challenging real estate market has…
Pay Yourself First: A Budgeting Tip
Pay Yourself First: A Budgeting Tip

Pay Yourself First: A Budgeting Tip

  |   By AuthorMy First Apartment
A really awesome financial adviser once gave me some powerful advice about saving money. During our conversation, I was hesitant to put a high percentage of my income into my savings account because it felt like a waste. If I couldn’t touch it that month, what was the point of working so hard? Know what…
Welcoming a New Roommate to Your Place
Welcoming a New Roommate to Your Place

Welcoming a New Roommate to Your Place

  |   By AuthorMy First Apartment
Getting a new roommate isn’t too uncommon, but what if your new roommate is joining after you and others already moved in? I recently ran into this scenario when a friend needed a place to stay for a couple months while she was in between job locations. My boyfriend and I have settled into our…
More…HIDDEN COSTS OF LIVING IN A BIG CITY
More…HIDDEN COSTS OF LIVING IN A BIG CITY

More…HIDDEN COSTS OF LIVING IN A BIG CITY

  |   By AuthorMy First Apartment
Every so often, I’ll be checking my bank statement and think to myself, DAMN, why I am I so over budget? Well, this week, I realized that I’m spending way too much money eating out; if I had a theme song, it’d play the “Anoooother Hidden cost of Moving to NYC” theme song right now.…
Crisis Averted
Crisis Averted

Crisis Averted

  |   By AuthorMy First Apartment
So, the property manager called this morning and said I needed a cosigner. Unfortunately, I don’t have one. I was worried this might happen. The rent is 35% of my income, and my credit score is decent considering my age, so I was hoping I wouldn’t need a cosigner, but apparently, I’m a risk. :)…