Budgeting

Sustainable Living: How To Use Less Water to Wash Dishes
Sustainable Living: How To Use Less Water to Wash Dishes

Sustainable Living: How To Use Less Water to Wash Dishes

  |   By AuthorMy First Apartment
In our Sustainable Living series, we look at how tenants and homeowners are changing their apartments to be more sustainable. It can be easy to use more water than you need when you have unlimited water access, but you can always minimize unnecessary water usage in your apartment – and that’s the eco-friendly thing to…
What Is Net Effective Rent?
What Is Net Effective Rent?

What Is Net Effective Rent?

  |   By AuthorMy First Apartment
If you are currently searching for a new apartment, it’s possible to come across listings that offer a month or two of free rent. While it may be exciting to see discounted rent, you should be aware of the potential long-term consequences of short-term cheaper rent. Below, learn all about discounted apartment rent, often called…
Four Easy Summer Meals That Fit Your Grocery Budget
Four Easy Summer Meals That Fit Your Grocery Budget

Four Easy Summer Meals That Fit Your Grocery Budget

  |   By AuthorMy First Apartment
Everyone has recurring fixed expenses in their budget, especially first-time apartment dwellers learning to balance life costs. Among these costs, keeping track of food can be tricky. It’s tempting to save time and order delivery or takeout, but that’s always more expensive than using your groceries to make a home-cooked meal. Yes, food is a…
How Can You Get Rent or Mortgage Relief Despite the CARES Act Expiring?
How Can You Get Rent or Mortgage Relief Despite the CARES Act Expiring?

How Can You Get Rent or Mortgage Relief Despite the CARES Act Expiring?

  |   By AuthorMy First Apartment
Starting Aug. 24, the CARES Act will stop shielding millions of renters from eviction. On July 31, jobless workers stopped receiving $600 weekly enhancement benefits. President Trump has issued a memorandum lowering the unemployment benefit to $400 a week, but some people may not receive the payments for weeks. Additionally, underfunded states may not have…
How to Have a Social Life on a Budget
How to Have a Social Life on a Budget

How to Have a Social Life on a Budget

  |   By AuthorMy First Apartment
Life as a financially independent, stable adult means always being able to pay your monthly bills. When these financial obligations take priority, you may have to cut back on other costs that aren’t obligatory. For many people, these cutbacks can impede social life spending. But you can still easily have a social life on a…
How To Plan (And Stick To) A Food Budget
How To Plan (And Stick To) A Food Budget

How To Plan (And Stick To) A Food Budget

  |   By AuthorMy First Apartment
Life without food wouldn’t just be literally impossible – it would be really boring. Three good meals a day aren’t just vital to your health, but a good meal can also be a highlight of your day. Not everyone, though, can easily afford the groceries involved in making an extravagant dish – or buying one…
How Soon Are COVID-19 Rent Protections Expiring?
How Soon Are COVID-19 Rent Protections Expiring?

How Soon Are COVID-19 Rent Protections Expiring?

  |   By AuthorMy First Apartment
In late March, the federal government passed the CARES Act, which banned evictions for 120 days in many rental apartments. This no-eviction period is fast expiring, leading many renters to wonder what their options are if they still cannot pay rent – a likely scenario given that unemployment has not improved since the pandemic began…
How to Get COVID-19 Utility Relief: Three Examples
How to Get COVID-19 Utility Relief: Three Examples

How to Get COVID-19 Utility Relief: Three Examples

  |   By AuthorMy First Apartment
The COVID-19 pandemic has resulted in massive levels of unemployment, in turn dramatically shrinking the budgets of many apartment dwellers. To save money, some people may change their heating or air conditioning use habits, but if your financial situation requires you to scale back on utility spending more urgently, you may have other options. Many…
How Can You Get COVID-19 Rent or Mortgage Relief?
How Can You Get COVID-19 Rent or Mortgage Relief?

How Can You Get COVID-19 Rent or Mortgage Relief?

  |   By AuthorMy First Apartment
During the two months of the COVID-19 pandemic, stay-at-home orders necessary for public health and safety have resulted in massive unemployment, in turn affecting apartment renters’ and owners’ budgets. Rent and mortgage payments become considerably tougher to pay without income, and though there were some federal interventions to delay evictions and foreclosures at the start…
Budgeting for Donations for COVID-19: 7 Saving Tips
Budgeting for Donations for COVID-19: 7 Saving Tips

Budgeting for Donations for COVID-19: 7 Saving Tips

  |   By AuthorMy First Apartment
Many people have expressed a desire to donate money to people and organizations in need due to the COVID-19 pandemic. For many people, though, donating is easier said than done. If you find yourself wanting to donate but not always having the money to do so, follow these seven savings tips for budgeting for donations…