Budgeting

Five Ways To Use AC Without Overspending
Five Ways To Use AC Without Overspending

Five Ways To Use AC Without Overspending

  |   By AuthorMy First Apartment
On a hot day, there are few joys like stepping into an air-conditioned building from the sweltering outdoors. You’re probably familiar, though, with how expensive it gets to run the air conditioner all day long. Whether your apartment is powered by central air or window units, you likely see your electric bill skyrocket during summer…
Negotiate Your Renewal Increase Down
Negotiate Your Renewal Increase Down

Negotiate Your Renewal Increase Down

  |   By AuthorMy First Apartment
There’s no denying it: part of how your landlord makes money is through an annual renewal increase. While these increases keep your rent payment on par with your community, they can also be unexpected and unwelcome. If you’re surprised by a higher increase than you expected or simply would like to try to keep your…
Does A Raise Mean You Should Upgrade Your Apartment?
Does A Raise Mean You Should Upgrade Your Apartment?

Does A Raise Mean You Should Upgrade Your Apartment?

  |   By AuthorMy First Apartment
When your next raise kicks in, you may find yourself dreaming of all the things you could buy with that cash bump. You might want to consider using that extra money to redecorate your home. You may even think about an entirely new apartment that’s now in your budget. But does a raise mean you…
How To Decorate Your Apartment On $500 Or Less
How To Decorate Your Apartment On $500 Or Less

How To Decorate Your Apartment On $500 Or Less

  |   By AuthorMy First Apartment
With all the costs that come along with moving, decorating can seem like the most frivolous spend you can make. However, nobody really wants to stare at the same blank walls day after day. To truly transform your apartment into something you can call your own, that involves putting a little personality on the walls,…
How You Should Budget When Your Significant Other Is Moving In
How You Should Budget When Your Significant Other Is Moving In

How You Should Budget When Your Significant Other Is Moving In

  |   By AuthorMy First Apartment
This is a huge moment in your life: You’ve found that special someone, you’ve been with them for quite some time, and you’re planning the next significant step: to share a home with them. Although the notion of your significant other moving in may be a storied, romantic one, it comes with no shortage of…
Should You Give Up Cable? Pros and Cons to Cutting the Cord
Should You Give Up Cable? Pros and Cons to Cutting the Cord

Should You Give Up Cable? Pros and Cons to Cutting the Cord

  |   By AuthorMy First Apartment
All your bills come under greater scrutiny once a good chunk of your budget begins to go toward the rent. If you’re new to renting, it’s only natural to examine your other bills to see where you can reduce your costs. There are plenty of small things you can do to reduce that monthly burden,…
MFA IRL: Can Kiya and Her Fiancé Afford $750 Rent?
MFA IRL: Can Kiya and Her Fiancé Afford $750 Rent?

MFA IRL: Can Kiya and Her Fiancé Afford $750 Rent?

  |   By AuthorMy First Apartment
Kiya asks: “Hi, I currently make $12/hr and bring home $300-550 a check or $1,200-2,200 a month. My fiancé makes $15/hr and brings home $1,440 a month. Our max rent that we’ve been searching is $750. We have car insurance $500, groceries $330, gas $80, and phone $30. Can we afford to move ? We’re…
MFA IRL: Can Tori Afford $ 753 Rent?
MFA IRL: Can Tori Afford $ 753 Rent?

MFA IRL: Can Tori Afford $ 753 Rent?

  |   By AuthorMy First Apartment
Tori asks: “Ok, I make $14.25 an hr, get paid every week. Car note is $528 and my insurance is $293 a month, plus phone bill $80 a month, gas to work is $40 a week.  I have a 4 yr old son. Can I afford 753 for rent?” Tori, Like many young adults you…
Do You Need a Financial Adviser?
Do You Need a Financial Adviser?

Do You Need a Financial Adviser?

  |   By AuthorMy First Apartment
When you venture out on your own, there are plenty of new responsibilities that come your way… like being financially responsible and planning for your future! A financial adviser may help you set and meet financial goals and introduce you to the world of money management during this new chapter of your life. Here are a…