Budgeting

My roommate got fired. . .now what?!
My roommate got fired. . .now what?!

My roommate got fired. . .now what?!

  |   By AuthorMy First Apartment
My roommate got laid off. . .and has taken over the apartment! Now what!? So, tis the season to be. . .laid off. Or, at least so says all the major news outlets. While most of us early to mid twenty-somethings have been spared because, lets be honest, we’re not worth much, many of us…
The Holiday Shakedown: How much should you tip your mailman + others?
The Holiday Shakedown: How much should you tip your mailman + others?

The Holiday Shakedown: How much should you tip your mailman + others?

  |   By AuthorMy First Apartment
Holiday tipping makes me uncomfortable the way tipping cab drivers makes me uncomfortable. How much am I supposed to tip? 10%? 20%? Do I just round up? And as I’m sure many of us are feeling this year, I kind of want to tip just enough. Well, I suppose some of us feel that way…
Lease Negotiations –“True Life” Part Two…Victory!!!
Lease Negotiations –“True Life” Part Two…Victory!!!

Lease Negotiations –“True Life” Part Two…Victory!!!

  |   By AuthorMy First Apartment
When our story left off, I had just called my ‘new’ landlord to see, well, what the heck was going on. Would we be able to keep living in our oh-so-affordable $900(!!) a month apartment or…would I need to look for a new place pronto? Well, he finally called me back. Allow me to give…
Lease Negotiations –“True Life” Part One
Lease Negotiations –“True Life” Part One

Lease Negotiations –“True Life” Part One

  |   By AuthorMy First Apartment
I’ve lived the past month afraid of my mailbox. I’d pass it on my way to work, wondering Will Today Be The Day I Learn I Can No Longer Afford My Apartment? It’s a pretty horrible feeling, especially living in New York where the housing market is insane. But, day after day, nothing has come.…
More Rent Negotiation How-To’s
More Rent Negotiation How-To’s

More Rent Negotiation How-To’s

  |   By AuthorMy First Apartment
So, it’s been a few days . . .have you given the idea of negotiating your lease a twinkling thought? I’ve been thinking about it aaaand, I definitely have some resources for you! But, first things first — let’s cover the basics that’ll help you best negotiate: 1.) Make sure your finances are on order.…
The new word in the renting game is — NEGOTIATION!
The new word in the renting game is — NEGOTIATION!

The new word in the renting game is — NEGOTIATION!

  |   By AuthorMy First Apartment
Let’s imagine something. You’re looking at apartments (ok, so you don’t need to be so creative on this journey) and after 8 dumps you spot it. You’ve found “The One.” Whether you’re planning to live with roommates or not, it has everything you’d want, be it location, space, amenities, what have you. The other thing…
How much is it worth not having to sign a lease?
How much is it worth not having to sign a lease?

How much is it worth not having to sign a lease?

  |   By AuthorMy First Apartment
In some ways, I’m looking forward to being 45. Like, in the way that I’ll have probably lived in the same house for the past 10 years and my friends will all be settled as well. We won’t have to spend Sunday afternoons pouring over craigslist and debating the best ways to comb through listings.…
New insurance plan makes it easier for first-timers to rent
New insurance plan makes it easier for first-timers to rent

New insurance plan makes it easier for first-timers to rent

  |   By AuthorMy First Apartment
If you are a first-time renter and cannot meet the New York City landlords’ income target (up to 40-45 times your monthly rent, up to 80-90 times for a guarantor) there’s a new way to jump that hurdle. As reported in The New York Times on July 20, 2008, a new company called Insurent requires…
When the Subletter Renegs on the Rent
When the Subletter Renegs on the Rent

When the Subletter Renegs on the Rent

  |   By AuthorMy First Apartment
Hello Gentle Blog Readers, I was going to write about urgent last-minute apartment fixes–but a friend is having an urgent problem, so I’m hoping some of you may have advice. Also, apartment living ethics fascinate me. The problem? The subletter( who is an acquaintance of a current housemate) doesn’t think she should pay rent for…
More…HIDDEN COSTS OF LIVING IN A BIG CITY
More…HIDDEN COSTS OF LIVING IN A BIG CITY

More…HIDDEN COSTS OF LIVING IN A BIG CITY

  |   By AuthorMy First Apartment
Every so often, I’ll be checking my bank statement and think to myself, DAMN, why I am I so over budget? Well, this week, I realized that I’m spending way too much money eating out; if I had a theme song, it’d play the “Anoooother Hidden cost of Moving to NYC” theme song right now.…