Budgeting

How to Have a Social Life on a Budget
How to Have a Social Life on a Budget

How to Have a Social Life on a Budget

  |   By AuthorMy First Apartment
Life as a financially independent, stable adult means always being able to pay your monthly bills. When these financial obligations take priority, you may have to cut back on other costs that aren’t obligatory. For many people, these cutbacks can impede social life spending. But you can still easily have a social life on a…
How To Plan (And Stick To) A Food Budget
How To Plan (And Stick To) A Food Budget

How To Plan (And Stick To) A Food Budget

  |   By AuthorMy First Apartment
Life without food wouldn’t just be literally impossible – it would be really boring. Three good meals a day aren’t just vital to your health, but a good meal can also be a highlight of your day. Not everyone, though, can easily afford the groceries involved in making an extravagant dish – or buying one…
How Soon Are COVID-19 Rent Protections Expiring?
How Soon Are COVID-19 Rent Protections Expiring?

How Soon Are COVID-19 Rent Protections Expiring?

  |   By AuthorMy First Apartment
In late March, the federal government passed the CARES Act, which banned evictions for 120 days in many rental apartments. This no-eviction period is fast expiring, leading many renters to wonder what their options are if they still cannot pay rent – a likely scenario given that unemployment has not improved since the pandemic began…
How to Get COVID-19 Utility Relief: Three Examples
How to Get COVID-19 Utility Relief: Three Examples

How to Get COVID-19 Utility Relief: Three Examples

  |   By AuthorMy First Apartment
The COVID-19 pandemic has resulted in massive levels of unemployment, in turn dramatically shrinking the budgets of many apartment dwellers. To save money, some people may change their heating or air conditioning use habits, but if your financial situation requires you to scale back on utility spending more urgently, you may have other options. Many…
How Can You Get COVID-19 Rent or Mortgage Relief?
How Can You Get COVID-19 Rent or Mortgage Relief?

How Can You Get COVID-19 Rent or Mortgage Relief?

  |   By AuthorMy First Apartment
During the two months of the COVID-19 pandemic, stay-at-home orders necessary for public health and safety have resulted in massive unemployment, in turn affecting apartment renters’ and owners’ budgets. Rent and mortgage payments become considerably tougher to pay without income, and though there were some federal interventions to delay evictions and foreclosures at the start…
Budgeting for Donations for COVID-19: 7 Saving Tips
Budgeting for Donations for COVID-19: 7 Saving Tips

Budgeting for Donations for COVID-19: 7 Saving Tips

  |   By AuthorMy First Apartment
Many people have expressed a desire to donate money to people and organizations in need due to the COVID-19 pandemic. For many people, though, donating is easier said than done. If you find yourself wanting to donate but not always having the money to do so, follow these seven savings tips for budgeting for donations…
How Is COVID-19 Affecting Mortgages?
How Is COVID-19 Affecting Mortgages?

How Is COVID-19 Affecting Mortgages?

  |   By AuthorMy First Apartment
The COVID-19 pandemic has wreaked havoc on Americans’ ability to afford their basic monthly expenses. Many Americans who own their apartments have had to contact their mortgage loan servicers to discuss alternative options, and people who were looking to buy apartments as the pandemic upended everyday life have faced their fair share of obstacles, too.…
How Does the Coronavirus Stimulus Package Address Mortgage Relief?
How Does the Coronavirus Stimulus Package Address Mortgage Relief?

How Does the Coronavirus Stimulus Package Address Mortgage Relief?

  |   By AuthorMy First Apartment
On March 27, President Trump signed a $2 trillion coronavirus stimulus package that provides financial relief for individuals, small businesses, state and local governments, and other entities. Included in the package are significant mortgage relief options for apartment owners who are at least temporarily unable to make their usual monthly payments. Here’s everything you need…
Pros and Cons: Living in a Doorman Building
Pros and Cons: Living in a Doorman Building

Pros and Cons: Living in a Doorman Building

  |   By AuthorMy First Apartment
In our Pros and Cons series, we weigh the advantages and disadvantages of important decisions that apartment dwellers are making every day. As luxury rentals and mixed-use developments become more common in the U.S., doorman buildings have also become more abundant. In these buildings, a doorman greets you as you enter, though the term “doorman”…
What If I Can’t Pay My Rent or Mortgage Due to Coronavirus?
What If I Can’t Pay My Rent or Mortgage Due to Coronavirus?

What If I Can’t Pay My Rent or Mortgage Due to Coronavirus?

  |   By AuthorMy First Apartment
Over the past two weeks, the COVID-19 pandemic has at least temporarily shuttered a wide variety of small businesses, especially those in the restaurant, nightlife, hospitality, beauty, and entertainment industries. In turn, millions of people have been left with no source of income, and if you’re one of these people, you might be struggling to…