Budgeting

How To Decorate Your Apartment On $500 Or Less
How To Decorate Your Apartment On $500 Or Less

How To Decorate Your Apartment On $500 Or Less

  |   By AuthorMy First Apartment
With all the costs that come along with moving, decorating can seem like the most frivolous spend you can make. However, nobody really wants to stare at the same blank walls day after day. To truly transform your apartment into something you can call your own, that involves putting a little personality on the walls,…
How You Should Budget When Your Significant Other Is Moving In
How You Should Budget When Your Significant Other Is Moving In

How You Should Budget When Your Significant Other Is Moving In

  |   By AuthorMy First Apartment
This is a huge moment in your life: You’ve found that special someone, you’ve been with them for quite some time, and you’re planning the next significant step: to share a home with them. Although the notion of your significant other moving in may be a storied, romantic one, it comes with no shortage of…
Should You Give Up Cable? Pros and Cons to Cutting the Cord
Should You Give Up Cable? Pros and Cons to Cutting the Cord

Should You Give Up Cable? Pros and Cons to Cutting the Cord

  |   By AuthorMy First Apartment
All your bills come under greater scrutiny once a good chunk of your budget begins to go toward the rent. If you’re new to renting, it’s only natural to examine your other bills to see where you can reduce your costs. There are plenty of small things you can do to reduce that monthly burden,…
MFA IRL: Can Kiya and Her Fiancé Afford $750 Rent?
MFA IRL: Can Kiya and Her Fiancé Afford $750 Rent?

MFA IRL: Can Kiya and Her Fiancé Afford $750 Rent?

  |   By AuthorMy First Apartment
Kiya asks: “Hi, I currently make $12/hr and bring home $300-550 a check or $1,200-2,200 a month. My fiancé makes $15/hr and brings home $1,440 a month. Our max rent that we’ve been searching is $750. We have car insurance $500, groceries $330, gas $80, and phone $30. Can we afford to move ? We’re…
MFA IRL: Can Tori Afford $ 753 Rent?
MFA IRL: Can Tori Afford $ 753 Rent?

MFA IRL: Can Tori Afford $ 753 Rent?

  |   By AuthorMy First Apartment
Tori asks: “Ok, I make $14.25 an hr, get paid every week. Car note is $528 and my insurance is $293 a month, plus phone bill $80 a month, gas to work is $40 a week.  I have a 4 yr old son. Can I afford 753 for rent?” Tori, Like many young adults you…
Do You Need a Financial Adviser?
Do You Need a Financial Adviser?

Do You Need a Financial Adviser?

  |   By AuthorMy First Apartment
When you venture out on your own, there are plenty of new responsibilities that come your way… like being financially responsible and planning for your future! A financial adviser may help you set and meet financial goals and introduce you to the world of money management during this new chapter of your life. Here are a…
Make It a Frugal February – 6 Tips to Recover After Holiday Splurges!
Make It a Frugal February – 6 Tips to Recover After Holiday Splurges!

Make It a Frugal February – 6 Tips to Recover After Holiday Splurges!

  |   By AuthorMy First Apartment
If the holidays wrecked your budget, it’s time to catch up. Are you among the 57% of Americans who don’t have enough cash to pay a surprise $500 bill? Here are some of our best frugal living tips that will get your Frugal February started. Check your January bank and credit card statements Go through…
MFA IRL: How Much Rent Can Olivia Afford?
MFA IRL: How Much Rent Can Olivia Afford?

MFA IRL: How Much Rent Can Olivia Afford?

  |   By AuthorMy First Apartment
We are starting today a new series, MFA IRL or My First Apartment In Real Life, where we answer selected reader questions that were posted in the comments. You can also email your questions/comments to [email protected] Olivia, 23, moving out of her parents’ house later this year, asks: “How much rent can I afford?” Income:…
Which TV Subscription Service Should You Pick?
Which TV Subscription Service Should You Pick?

Which TV Subscription Service Should You Pick?

  |   By AuthorMy First Apartment
When it comes to cutting the cord, there’s a lot to think about. Is it really cheaper (yes, it is)? Will I miss cable TV? Which TV subscription service should I use? Thankfully, there’s a way to decide that last question. With so many TV subscription services out there, you may be lost in a…