Budgeting

New Research On The Best Way To Pay Off Credit Card Debt
New Research On The Best Way To Pay Off Credit Card Debt

New Research On The Best Way To Pay Off Credit Card Debt

  |   By AuthorMy First Apartment
Paying off credit card debt is hard at the best of times, let alone while paying rent in an unsteady economy. Researchers from the Harvard Business Review have been conducting studies to find the quickest, most effective way to pay off credit card debt and the answers may surprise you. Here’s what they have found…
5 Apps To Help You Furnish For Cheap With Online Yard Sales
5 Apps To Help You Furnish For Cheap With Online Yard Sales

5 Apps To Help You Furnish For Cheap With Online Yard Sales

  |   By AuthorMy First Apartment
Do you remember waking up early on Saturday mornings, to go loot through other people’s knick-knacks with your Aunt Suze or your Granny K? If so, you might remember garage sales and yard sales as unsorted, slightly-dirty collections of used tube socks; squirrel candles with their heads burned off; cross-stitch samplers from deceased elderly relatives;…
First Apartment Budgeting Boot Camp: Couples
First Apartment Budgeting Boot Camp: Couples

First Apartment Budgeting Boot Camp: Couples

  |   By AuthorMy First Apartment
As promised last week, this is the couples week at the first apartment budgeting boot camp. We’ll try to figure out answers to Rachel’s, Celeste’s and Jimmy’s questions. Rachael Rachael asks: “Do you think $810 would be too much rent for my boyfriend and I together?” See Rachael’s question as a comment to http://www.myfirstapartment.com/2012/08/how-much-should-you-plan-for-utilities/this post.…
First Apartment Budgeting Boot Camp: Brit and Billy
First Apartment Budgeting Boot Camp: Brit and Billy

First Apartment Budgeting Boot Camp: Brit and Billy

  |   By AuthorMy First Apartment
Your first apartment budgeting boot camp continues. Today we look at two real life examples, based on questions we have received from two of our readers, Brit and Billy. (Next week’s lesson will cover apartment budgeting when you are moving in with your significant other.) Brit: “Hi there, I’m also looking to move out of…
First Apartment Budgeting Boot Camp – Formulas and Guidelines
First Apartment Budgeting Boot Camp – Formulas and Guidelines

First Apartment Budgeting Boot Camp – Formulas and Guidelines

  |   By AuthorMy First Apartment
Moving into your first apartment is a big learning experience in so many ways: How to deal with landlords? How to keep your place clean? How to manage to cook and eat a healthy diet? However, for most first time renters the biggest learning hurdle is how to manage all the new expenses. For the…
Upgrades That Aren’t Worth The Cash in a Rental
Upgrades That Aren’t Worth The Cash in a Rental

Upgrades That Aren’t Worth The Cash in a Rental

  |   By AuthorMy First Apartment
Many apartments will try to catch your attention with fancy upgrades or add-on’s that tack on serious cost to your monthly rent payment. Some of them may be worth it…but some upgrades simply aren’t worth the cash. If you’re on a serious budget during your apartment hunt, check out the common upgrades below, and keep an…
More Ways to Save on Eating In and Out
More Ways to Save on Eating In and Out

More Ways to Save on Eating In and Out

  |   By AuthorMy First Apartment
One of the first things I noticed about living in my own place is that food expenses can really add up if you let them. At first, I didn’t pay much attention to where I spent my money, instead just watched for my bottom line at the end of each month. However, looking a little…
5 Tips to Save Money for Moving Out
5 Tips to Save Money for Moving Out

5 Tips to Save Money for Moving Out

  |   By AuthorMy First Apartment
When you’re on the hunt for your first place, a HUGE thing to remember is that you need to have about 3 TIMES your expected rent ready to go. This money goes towards paying a security deposit equal to (at least) one month’s rent, your first month’s rent due on signing of the lease, plus…