Last week, we talked about what to do if you have a good, but not great credit score – about how to subtly raise your score into the upper echelon. But what if you have …

If you were to ask me a year ago what a credit rating was, I would have mocked you for you watching too much late night TV. Maybe I would have told you to go …

You may not know how much rent you can afford, but your government does. The US Housing Department guideline says that your rent should be no more than 25-30% of your gross salary.