Budgeting

Pay Yourself First: A Budgeting Tip
Pay Yourself First: A Budgeting Tip

Pay Yourself First: A Budgeting Tip

  |   By AuthorMy First Apartment
A really awesome financial adviser once gave me some powerful advice about saving money. During our conversation, I was hesitant to put a high percentage of my income into my savings account because it felt like a waste. If I couldn’t touch it that month, what was the point of working so hard? Know what…
9 Easy Ways to Make Extra Cash
9 Easy Ways to Make Extra Cash

9 Easy Ways to Make Extra Cash

  |   By AuthorMy First Apartment
As you move into your first apartment, hopefully you have taken some time to budget your expenses, plan for each month, and add some savings to your account. If not, now is the perfect time to start (for tips, click here). If you’ve found yourself slacking to add money to savings, or just want a…
How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment
How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment

How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment

  |   By AuthorMy First Apartment
The holidays are a wonderful time of the year, where you can spend time away from work and more time with friends and family, or just relax on the couch watching TV and cuddling a seasonal popcorn tin. After White Elephant gift exchanges, holiday parties, and shopping for gifts, you may feel a tad low…
Holiday Budgeting Tips
Holiday Budgeting Tips

Holiday Budgeting Tips

  |   By AuthorMy First Apartment
It’s almost the end of the year…can you believe it? This year seems to have flown past. While I love this season and the fun and family time it brings, I’m going to give it to you straight. It’s EXPENSIVE. Moving out is often a big rite of passage, which means your parents and family…
How To Buy A Mattress: A Complete Guide
How To Buy A Mattress: A Complete Guide

How To Buy A Mattress: A Complete Guide

  |   By AuthorMy First Apartment
You spend approximately one thirds of your life sleeping, so your mattress is one of the most important (and expensive) purchases you will make for your first apartment.  Navigating buying a mattress, however, can be confusing and frustrating as there are so many styles and sizes.  So we put together a guide to help you…
The 3 Secrets to Creating (and Sticking to) a New Apartment Budget
The 3 Secrets to Creating (and Sticking to) a New Apartment Budget

The 3 Secrets to Creating (and Sticking to) a New Apartment Budget

  |   By AuthorMy First Apartment
Unlike riding a bicycle, going to the mall alone, or receiving your first college acceptance, no one informs you when you’re ready to move out. Wouldn’t that be so much easier though? A major decider (besides your parent’s not so subtle hints) is when you’re are able to afford paying your own rent, utilities, groceries…
Affordable Rent Calculator
Affordable Rent Calculator

Affordable Rent Calculator

  |   By AuthorMy First Apartment
Click Yes or No below to open calculator.   Description of the My First Apartment’s Affordable Rent Calculator: 1.) The above easy-to-use calculator uses the formulas from this post for calculating your maximum affordable rent. (Note: If you are paid hourly, you should also check our post How Much Rent Can I Afford on My…
Cost of Having a Pet In Your Apartment
Cost of Having a Pet In Your Apartment

Cost of Having a Pet In Your Apartment

  |   By AuthorMy First Apartment
We’ve talked about what you should consider before adopting a dog or cat and bringing it into your apartment, but what about the costs? Once you’re sure your landlord allows pets (and allows the kind of pet you want to adopt), how much should you plan to spend? For many people, the excitement of having a…
How To Pay For Off-Campus Housing With a Student Loan
How To Pay For Off-Campus Housing With a Student Loan

How To Pay For Off-Campus Housing With a Student Loan

  |   By AuthorMy First Apartment
One of our readers recently messaged with the question, “Can I pay for off-campus housing with student loans.” What an excellent question! The short answer is: yes!  Just remember, living off-campus can get expensive, as this New York Times article explains. In the Free Application for Federal Student Aid (FAFSA)’s Statement of Educational Purpose, it…