Budgeting

Ask Yourself These 6 Questions When You Are Budgeting for First Apartment Expenses
Ask Yourself These 6 Questions When You Are Budgeting for First Apartment Expenses

Ask Yourself These 6 Questions When You Are Budgeting for First Apartment Expenses

  |   By AuthorMy First Apartment
The amount of rent is obviously the most important consideration in your first apartment search, but there are several other factors that can make or break your first apartment budget. Before you fall in love with an apartment, ask  yourself these six questions and factor your answers in when you are budgeting for apartment expenses.…
How to Save Money on Food
How to Save Money on Food

How to Save Money on Food

  |   By AuthorMy First Apartment
Food can get expensive, especially if you add eating out at restaurants to your cost. Redesigning how you buy and cook can save you a lot of money on food. Whether your budget needs organization, you need to clip coupons, or you need to learn better meal prep, saving money on food is definitely doable.…
How Much Should You Budget for Apartment Utilities?
How Much Should You Budget for Apartment Utilities?

How Much Should You Budget for Apartment Utilities?

  |   By AuthorMy First Apartment
This post was originally published in August 2012 and has been a reader favorite since. It has been updated with our 2015 and 2016 utility cost survey results. To find out what our readers actually paid for utilities in July 2015, check out these results of our online survey.  Our January 2016 utility survey results…
Financial Planning to Make Sure You Can Keep Your First Apartment
Financial Planning to Make Sure You Can Keep Your First Apartment

Financial Planning to Make Sure You Can Keep Your First Apartment

  |   By AuthorMy First Apartment
If you’re just starting out in your first place, it’s likely that you’ve secured a job (or some sort of income) to ensure your bills can be paid each month. While the job market has stabilized in recent years, it’s always important to prepare for a worst-case-scenario when it comes to money. What would happen…
Saving for First Apartment: How Much Money Do You Need to Move Out?
Saving for First Apartment: How Much Money Do You Need to Move Out?

Saving for First Apartment: How Much Money Do You Need to Move Out?

  |   By AuthorMy First Apartment
This post was originally published in September 2013 and has been updated here for 2016. Check out the comments to the original post for some detailed examples on how to calculate your savings target. For many of our readers, moving into their own apartment is the ultimate goal. You want a place of your own,…
Furnishing Basics: Where to Skimp and Where to Splurge
Furnishing Basics: Where to Skimp and Where to Splurge

Furnishing Basics: Where to Skimp and Where to Splurge

  |   By AuthorMy First Apartment
Moving into a first apartment is exciting, and it should be! But it also often comes at a time in our lives when we aren’t rolling in money. Many of us are college students or recent grads…so how can we make sure that our money is well spent? Accepting that we don’t need the most…
Budgeting Apartment Utility Costs: 2016 Utility Survey Results
Budgeting Apartment Utility Costs: 2016 Utility Survey Results

Budgeting Apartment Utility Costs: 2016 Utility Survey Results

  |   By AuthorMy First Apartment
Budgeting utility costs is always tricky for first-time renters.  In order to help My First Apartment readers, we have now surveyed actual costs twice, covering both summer (July 2015) and winter (January 2016) utility bills of our readers. Our January survey results are detailed below. Our July survey results are here. If you compare the…
Pay Yourself First: A Budgeting Tip
Pay Yourself First: A Budgeting Tip

Pay Yourself First: A Budgeting Tip

  |   By AuthorMy First Apartment
A really awesome financial adviser once gave me some powerful advice about saving money. During our conversation, I was hesitant to put a high percentage of my income into my savings account because it felt like a waste. If I couldn’t touch it that month, what was the point of working so hard? Know what…
9 Easy Ways to Make Extra Cash
9 Easy Ways to Make Extra Cash

9 Easy Ways to Make Extra Cash

  |   By AuthorMy First Apartment
As you move into your first apartment, hopefully you have taken some time to budget your expenses, plan for each month, and add some savings to your account. If not, now is the perfect time to start (for tips, click here). If you’ve found yourself slacking to add money to savings, or just want a…
How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment
How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment

How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment

  |   By AuthorMy First Apartment
The holidays are a wonderful time of the year, where you can spend time away from work and more time with friends and family, or just relax on the couch watching TV and cuddling a seasonal popcorn tin. After White Elephant gift exchanges, holiday parties, and shopping for gifts, you may feel a tad low…