Budgeting

Saving for First Apartment: How Much Money Do You Need to Move Out?
Saving for First Apartment: How Much Money Do You Need to Move Out?

Saving for First Apartment: How Much Money Do You Need to Move Out?

  |   By AuthorMy First Apartment
This post was originally published in September 2013 and has been updated here for 2016. Check out the comments to the original post for some detailed examples on how to calculate your savings target. For many of our readers, moving into their own apartment is the ultimate goal. You want a place of your own,…
Furnishing Basics: Where to Skimp and Where to Splurge
Furnishing Basics: Where to Skimp and Where to Splurge

Furnishing Basics: Where to Skimp and Where to Splurge

  |   By AuthorMy First Apartment
Moving into a first apartment is exciting, and it should be! But it also often comes at a time in our lives when we aren’t rolling in money. Many of us are college students or recent grads…so how can we make sure that our money is well spent? Accepting that we don’t need the most…
Budgeting Apartment Utility Costs: 2016 Utility Survey Results
Budgeting Apartment Utility Costs: 2016 Utility Survey Results

Budgeting Apartment Utility Costs: 2016 Utility Survey Results

  |   By AuthorMy First Apartment
Budgeting utility costs is always tricky for first-time renters.  In order to help My First Apartment readers, we have now surveyed actual costs twice, covering both summer (July 2015) and winter (January 2016) utility bills of our readers. Our January survey results are detailed below. Our July survey results are here. If you compare the…
Pay Yourself First: A Budgeting Tip
Pay Yourself First: A Budgeting Tip

Pay Yourself First: A Budgeting Tip

  |   By AuthorMy First Apartment
A really awesome financial adviser once gave me some powerful advice about saving money. During our conversation, I was hesitant to put a high percentage of my income into my savings account because it felt like a waste. If I couldn’t touch it that month, what was the point of working so hard? Know what…
9 Easy Ways to Make Extra Cash
9 Easy Ways to Make Extra Cash

9 Easy Ways to Make Extra Cash

  |   By AuthorMy First Apartment
As you move into your first apartment, hopefully you have taken some time to budget your expenses, plan for each month, and add some savings to your account. If not, now is the perfect time to start (for tips, click here). If you’ve found yourself slacking to add money to savings, or just want a…
How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment
How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment

How to Have a Low-Key and Affordable New Year’s Eve at Your Apartment

  |   By AuthorMy First Apartment
The holidays are a wonderful time of the year, where you can spend time away from work and more time with friends and family, or just relax on the couch watching TV and cuddling a seasonal popcorn tin. After White Elephant gift exchanges, holiday parties, and shopping for gifts, you may feel a tad low…
Holiday Budgeting Tips
Holiday Budgeting Tips

Holiday Budgeting Tips

  |   By AuthorMy First Apartment
It’s almost the end of the year…can you believe it? This year seems to have flown past. While I love this season and the fun and family time it brings, I’m going to give it to you straight. It’s EXPENSIVE. Moving out is often a big rite of passage, which means your parents and family…
How To Buy A Mattress: A Complete Guide
How To Buy A Mattress: A Complete Guide

How To Buy A Mattress: A Complete Guide

  |   By AuthorMy First Apartment
You spend approximately one thirds of your life sleeping, so your mattress is one of the most important (and expensive) purchases you will make for your first apartment.  Navigating buying a mattress, however, can be confusing and frustrating as there are so many styles and sizes.  So we put together a guide to help you…
The 3 Secrets to Creating (and Sticking to) a New Apartment Budget
The 3 Secrets to Creating (and Sticking to) a New Apartment Budget

The 3 Secrets to Creating (and Sticking to) a New Apartment Budget

  |   By AuthorMy First Apartment
Unlike riding a bicycle, going to the mall alone, or receiving your first college acceptance, no one informs you when you’re ready to move out. Wouldn’t that be so much easier though? A major decider (besides your parent’s not so subtle hints) is when you’re are able to afford paying your own rent, utilities, groceries…