Budgeting

Tips for Saving Money When Ordering Takeout
Tips for Saving Money When Ordering Takeout

Tips for Saving Money When Ordering Takeout

  |   By AuthorMy First Apartment
We all have those days where we come home from work or school and we head straight to the couch, dreading the thought of figuring out what to have for dinner. Ordering takeut has many benefits in this case: the food is tasty, it’s convenient, and it saves us from a night of cooking and…
Tips for Recovering after Moving Costs Wipe Out Your Savings
Tips for Recovering after Moving Costs Wipe Out Your Savings

Tips for Recovering after Moving Costs Wipe Out Your Savings

  |   By AuthorMy First Apartment
Moving into your first apartment is very exciting, especially when it comes to furnishing and decorating your apartment within the first month! Starting off in a new apartment is also very expensive, with landlords often asking for first and last month’s rent, a hefty security deposit and any fees tagged on for using a broker…
5 Recommended Money Management Apps
5 Recommended Money Management Apps

5 Recommended Money Management Apps

  |   By AuthorMy First Apartment
Having all of your money available digitally can be great. It lets you pay your bills, at any time, no matter where you; buy things online that you can’t find anywhere; shop for the best deals; even the ability to pay with your phone. Unfortunately, all of the things that make digital currency so great…
How to Create a Basic Budget
How to Create a Basic Budget

How to Create a Basic Budget

  |   By AuthorMy First Apartment
Creating a budget is one of the most important steps in keeping your finances in order. When you move into your first apartment, you’ll have to pay for necessities, such as rent, utilities, and groceries, while also being able to afford many other monthly bills, including commuting or car payments, student loan payments, phone,  cable…
How Much Rent Can I Afford on My Hourly Pay?
How Much Rent Can I Afford on My Hourly Pay?

How Much Rent Can I Afford on My Hourly Pay?

  |   By AuthorMy First Apartment
The basic target rent formula that landlord’s use is annual before-tax income divided by 40. When you are on a straight salary estimating the number is easy. However, if your are getting paid hourly, budgeting your maximum affordable rent is a bit more complicated and you have to factor in both your hours and hourly…
Quick Tips to Help Cut Your Utility Bill This Summer.
Quick Tips to Help Cut Your Utility Bill This Summer.

Quick Tips to Help Cut Your Utility Bill This Summer.

  |   By AuthorMy First Apartment
Hey you, living under this “heat dome”! Utility costs with your apartment got you down? With all the additional expenses that come with summer (long nights out, vacations etc.), it can be easy to blow your budget and not have enough for those unexpected rises in utility costs (AC, more frequent showering, etc.). If you’re…
Quick Ways to Make Extra Cash…With NO Work!
Quick Ways to Make Extra Cash…With NO Work!

Quick Ways to Make Extra Cash…With NO Work!

  |   By AuthorMy First Apartment
Maybe it’s just me, but I find myself strapped for extra cash during the summer time. Whether it’s more time for activities or planning vacations, money doesn’t seem to last as long as it does in the colder months! However, I am NOT complaining, because I found a few ways to save a little extra…
Ask Yourself These 6 Questions When You Are Budgeting for First Apartment Expenses
Ask Yourself These 6 Questions When You Are Budgeting for First Apartment Expenses

Ask Yourself These 6 Questions When You Are Budgeting for First Apartment Expenses

  |   By AuthorMy First Apartment
The amount of rent is obviously the most important consideration in your first apartment search, but there are several other factors that can make or break your first apartment budget. Before you fall in love with an apartment, ask  yourself these six questions and factor your answers in when you are budgeting for apartment expenses.…
How to Save Money on Food
How to Save Money on Food

How to Save Money on Food

  |   By AuthorMy First Apartment
Food can get expensive, especially if you add eating out at restaurants to your cost. Redesigning how you buy and cook can save you a lot of money on food. Whether your budget needs organization, you need to clip coupons, or you need to learn better meal prep, saving money on food is definitely doable.…
How Much Should You Budget for Apartment Utilities?
How Much Should You Budget for Apartment Utilities?

How Much Should You Budget for Apartment Utilities?

  |   By AuthorMy First Apartment
This post was originally published in August 2012 and has been a reader favorite since. It has been updated with our 2015 and 2016 utility cost survey results. To find out what our readers actually paid for utilities in July 2015, check out these results of our online survey.  Our January 2016 utility survey results…