Budgeting

The new word in the renting game is — NEGOTIATION!
The new word in the renting game is — NEGOTIATION!

The new word in the renting game is — NEGOTIATION!

  |   By AuthorMy First Apartment
Let’s imagine something. You’re looking at apartments (ok, so you don’t need to be so creative on this journey) and after 8 dumps you spot it. You’ve found “The One.” Whether you’re planning to live with roommates or not, it has everything you’d want, be it location, space, amenities, what have you. The other thing…
How much is it worth not having to sign a lease?
How much is it worth not having to sign a lease?

How much is it worth not having to sign a lease?

  |   By AuthorMy First Apartment
In some ways, I’m looking forward to being 45. Like, in the way that I’ll have probably lived in the same house for the past 10 years and my friends will all be settled as well. We won’t have to spend Sunday afternoons pouring over craigslist and debating the best ways to comb through listings.…
New insurance plan makes it easier for first-timers to rent
New insurance plan makes it easier for first-timers to rent

New insurance plan makes it easier for first-timers to rent

  |   By AuthorMy First Apartment
If you are a first-time renter and cannot meet the New York City landlords’ income target (up to 40-45 times your monthly rent, up to 80-90 times for a guarantor) there’s a new way to jump that hurdle. As reported in The New York Times on July 20, 2008, a new company called Insurent requires…
When the Subletter Renegs on the Rent
When the Subletter Renegs on the Rent

When the Subletter Renegs on the Rent

  |   By AuthorMy First Apartment
Hello Gentle Blog Readers, I was going to write about urgent last-minute apartment fixes–but a friend is having an urgent problem, so I’m hoping some of you may have advice. Also, apartment living ethics fascinate me. The problem? The subletter( who is an acquaintance of a current housemate) doesn’t think she should pay rent for…
More…HIDDEN COSTS OF LIVING IN A BIG CITY
More…HIDDEN COSTS OF LIVING IN A BIG CITY

More…HIDDEN COSTS OF LIVING IN A BIG CITY

  |   By AuthorMy First Apartment
Every so often, I’ll be checking my bank statement and think to myself, DAMN, why I am I so over budget? Well, this week, I realized that I’m spending way too much money eating out; if I had a theme song, it’d play the “Anoooother Hidden cost of Moving to NYC” theme song right now.…
How Much Does It Cost to Move?
How Much Does It Cost to Move?

How Much Does It Cost to Move?

  |   By AuthorMy First Apartment
THIS IS A REPEAT OF ONE OF OUR MOST POPULAR POSTS. Here are some rough guidelines you can use when you start planning the move to your first apartment. Monthly Rent = annual salary divided by 40 Security Deposit = one month’s rent Furniture = one to two months’ rent Starter Equipment = $250-$500 (Check…
My ten steps to green your apartment
My ten steps to green your apartment

My ten steps to green your apartment

  |   By AuthorMy First Apartment
10. Set up a recycling area. This can be as simple as a grocery sack next to the trash bin. Seriously. It’s not that complicated. 9. Install compact fluorescent light bulbs. It will save you money in the long run – always a good thing. 8. Live close to work so that you can walk,…
Holiday tipping basics
Holiday tipping basics

Holiday tipping basics

  |   By AuthorMy First Apartment
If this is your first holiday season on your own, how to handle tipping can be confusing. How much should you tip your super or your doorman? How about the letter carrier? And what to do if there is no money in your budget for tips? The gold standard in matters of etiquette, Emily Post,…
Kelly M’s tips for furnishing from Craigslist “free”
Kelly M’s tips for furnishing from Craigslist “free”

Kelly M’s tips for furnishing from Craigslist “free”

  |   By AuthorMy First Apartment
Our new contributor Kelly M recently moved into her first apartment in Queens, New York, and shares here what she learned about using Craigslist’s “free” section: “Everyone loves Ikea. They’re relatively cheap, the stuff looks cool, and…well…they’re relatively cheap. But then you move to the city, and “relatively” cheap only gets you so far. What…
Alissa’s Tips for Buying a Mattress
Alissa’s Tips for Buying a Mattress

Alissa’s Tips for Buying a Mattress

  |   By AuthorMy First Apartment
Your first big purchase for the new apartment is likely to be a mattress. Before you step a foot in a mattress store, read our blogger Alissa’s tips on how to get the best deal. “We’ve all heard stories about the devious car salesman with the comb-over. You know, the one who’s as honest about…